Access your home equity without losing your low mortgage rate.
We compare lenders across the market in about 90 seconds. Technology that keeps broker fees low. Licensed loan officers handle everything.
Find the right option for your situation
Whether you’re buying, refinancing, or accessing equity, we compare lenders to find you a better deal.
Purchase & Refinance
Buying a home or refinancing? Compare rates from lenders across the market.
Learn more →Home Equity Loans
Borrow a fixed amount against your home equity. Keep your current mortgage rate.
Learn more →HELOCs
A flexible credit line secured by your home. Draw what you need, when you need it.
Learn more →How it works
Answer a few quick questions
Tell us what you’re looking for. It takes about 90 seconds and doesn’t affect your credit score.
We compare lenders across the market
Our technology searches lenders to find options that fit your situation. Built to keep your broker fees low.
Review with a licensed loan officer
A real expert walks you through your options, handles the paperwork, and guides you to closing.
Why people choose Albot
Lenders across the market
One search compares options from lenders across the market. More choice, better deals.
Lower broker fees
Our technology cuts costs. You could save thousands in broker fees compared to traditional brokers.
Real experts, real guidance
Every match is reviewed by a licensed loan officer who handles everything from application to closing.
No credit impact
Your initial search uses a soft pull. Your credit score stays exactly where it is.
What our group customers say
Rated 4.9/5 on Trustpilot across our group
The rate comparison saved me over $200 a month. My loan officer explained every option clearly.
I was skeptical about online mortgage brokers, but the process was faster and cheaper than my bank offered.
As a first-time buyer, I had a million questions. They answered every single one.
Reviews shown are from Trustpilot across our group of companies.
Common questions
Everything you need to know before getting started.
What is Albot?
Albot.ai is a mortgage broker that uses technology to compare rates from lenders across the market in about 90 seconds. We find options that match your situation, then a licensed loan officer reviews everything with you and handles the application process. We’re not a lender. We compare lenders to find you a better deal.
How much does it cost?
There are no upfront fees to use Albot. When your loan closes, broker fees apply, but our technology is built to keep those fees lower than you’d typically pay. Every fee is shown upfront before you commit to anything.
Will checking my options affect my credit score?
No. Your initial search uses a soft pull, which has zero impact on your credit score. A hard pull only happens later, if you decide to move forward with a full application.
What products do you offer?
We compare lenders for purchase mortgages, refinancing (rate-and-term and cash-out), home equity loans (closed-end second mortgages), HELOCs (home equity lines of credit), and debt consolidation via home equity.
How long does the process take?
Your initial comparison takes about 90 seconds. From there, the timeline depends on the product. A straightforward refinance or home equity loan can close in as little as 2 to 4 weeks. Purchase mortgages typically take 30 to 45 days.
Are you licensed?
Albot Inc. is in the process of obtaining NMLS registration and state mortgage broker licenses. We will be licensed to operate in multiple states. All loan applications will be handled by licensed loan officers.
Ready to see your options?
It takes about 90 seconds. No credit impact. No commitment.
Check my optionsLicensed mortgage broker. Equal Housing Opportunity.